MOTOR AND MISCELLANEOUS

Motor Vehicle Insurance is  having two parts one Act(it is compulsory for the protection of Third parties as per Motor Vehicles Act 1939 and further amendments in 1989) section and the other is Act policy  plus own damage to the vehicle.

For Miscellaneous Section, there are so many verities of insurance policies according to the need of the human society from time to time.  For example, given below  some of the attractive policies to choose according to the requirements of each and every one.

Personal Accident Policy

We live in a busy and risky world and our life is precious to us and also to our dependents.  So if some unhappy incidents affect the life of a member of the family, the loss is unimaginable and to get at least some relief on the basis of financial help, the family can come up to the life track again. Having a personal accident policy will do it for all.

Shopkeepers Insurance

Shopkeeper’s policy is a comprehensive policy attractive to the shop owners and middle class traders.  He will get almost all of his risks covered under a single policy.  The necessary sections of cover can be opted in addition to Fire risk and the Insurance Companies will issue a single policy for so many risks together.

House Holders Insurance

This policy is so designed to help the common man for his various risks under a single umbrella policy and live safely without any worry of the loss or damage to his valuables due to unforeseen incidents including Fire Insurance as compulsory.

Mediclaim Insurance

The hospital expenses for our life saving treatment are very expensive in the recent years and if we have a proper mediclaim policy it will definitely help us when we need a treatment unexpectedly.

Cattle and live stock

It is so designed to rural public specially for dairy owners and agriculturists.  Milch cattle and all other live stock can be protected under the policy against accidental death or death due to diseases. Permanent total disability of the cattle can also be insured under the said type of policies.

Engineering Insurance

Loss to any machinery including mechanical, electrical or electronic can be insured against the unusual loss or breakdown due to external or internal events and the unexpected loss are protected under the engineering policies and thereby helping the industry.